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Published on
6:37 AM
"'There are no secrets better kept than the secrets that everybody guesses.'"
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Published on
6:24 AM
"'You cannot go around and keep score. If you keep score on the good things and the bad things, you'll find out that you're a very miserable person. God gave man the ability to forget, which is one of the greatest attributes you have. Because if you remember everything that's happened to you, you generally remember that which is the most unfortunate.'"
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Published on
5:45 AM
"ఇద్దరు స్నెహితులు పందెం పెట్టుకొని టెన్నిస్ ఆడుతున్నారు. ఆట చివరికొచ్చాక బంతి కనిపించకుండా పోయింది. కాసేపు వెతికాక- "బాల్ లేదు కాబట్టి ఆట క్యాన్సిల్" ఓడిపోయేట్టున్న రాము.
"ఇదిగో దొరికింది" తన జేబులో బంతిని పడేసి అరిచాడు సోము.
"బోడి యాభై రూపాయల కోసం నన్ను మోసం చేస్తావా?"
"నిజంరా నాకు దొరికింది"
"ఎలా దొరుకుతుంది? నేను దానిమీద నిల్చుంటే?""
"ఇదిగో దొరికింది" తన జేబులో బంతిని పడేసి అరిచాడు సోము.
"బోడి యాభై రూపాయల కోసం నన్ను మోసం చేస్తావా?"
"నిజంరా నాకు దొరికింది"
"ఎలా దొరుకుతుంది? నేను దానిమీద నిల్చుంటే?""
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Published on
5:21 AM
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Frugality. It's not exactly an alluring word, is it? Most of us worry that being frugal means living a bleak, depressing life, missing out on 'normal' society.
The truth is, frugality simply means applying a bit of thought to how you spend your money. It's not about being cheap or miserly; it's about taking control.
Why You Should Give Frugality a Second Chance
Don't you just hate it when you end up wasting good money because of a dumb mistake?
Maybe you left your phone on the bus and had to buy a new one. Or you forgot to deposit that check into the bank for so long that it wasn't valid any more. Or you had to pay a fine because you forgot to take your library books back.
And don't you just love it when a bit of cleverness saves you a ton of cash?
Maybe you found a fantastic dress on ebay – for half the price as in the shops. Or you compared the price of that new television in a couple of different stores, and saved $100. Or you found out how to fix something, instead of buying a new one.
Well, hey – you've got the hang of the frugal mindset already.
Being frugal means:
Do You Want to Be Rich?
I'm pretty sure you wouldn't say 'no' to having more money in the bank, without working a single extra hour. That's what frugality can bring you – even if you're on a pretty low salary.
Conversely, even if you earn hundreds of thousands, you could still end up with huge financial problems if you've got no idea about how to control your spending.
Don't believe me? Maybe you'll believe these two guys:
Being frugal isn't some newfangled 21st century idea. It's a tried-and-tested way to live a happy, rich life.
But … Frugality Doesn't Mean Being Cheap
Cheapness is different from frugality.
Cheapness is when you have enough money but you still:
Being frugal means having more money for what you really want. So tell me, what's so bad about that?
Frugality. It's not exactly an alluring word, is it? Most of us worry that being frugal means living a bleak, depressing life, missing out on 'normal' society.
The truth is, frugality simply means applying a bit of thought to how you spend your money. It's not about being cheap or miserly; it's about taking control.
Why You Should Give Frugality a Second Chance
Don't you just hate it when you end up wasting good money because of a dumb mistake?
Maybe you left your phone on the bus and had to buy a new one. Or you forgot to deposit that check into the bank for so long that it wasn't valid any more. Or you had to pay a fine because you forgot to take your library books back.
And don't you just love it when a bit of cleverness saves you a ton of cash?
Maybe you found a fantastic dress on ebay – for half the price as in the shops. Or you compared the price of that new television in a couple of different stores, and saved $100. Or you found out how to fix something, instead of buying a new one.
Well, hey – you've got the hang of the frugal mindset already.
Being frugal means:
- Caring about your money, and trying not to waste it – whether that's in noticeable ways (like losing your wallet) or less obvious ones (like paying your bills by check when you'd get a discount for using direct debit)
- Stocking up on your favorite foods when they're on sale.
- Borrowing books from your local library or using Amazon's second-hand sellers, instead of buying every single book new.
- Cutting out things which are pricey but which you don't really enjoy.
Do You Want to Be Rich?
I'm pretty sure you wouldn't say 'no' to having more money in the bank, without working a single extra hour. That's what frugality can bring you – even if you're on a pretty low salary.
Conversely, even if you earn hundreds of thousands, you could still end up with huge financial problems if you've got no idea about how to control your spending.
Don't believe me? Maybe you'll believe these two guys:
'Wealth can only be accumulated by the earnings of industry and the savings of frugality.' (John Tyler, 10th President of the United States) – 19th century
'The way to wealth depends on just two words, industry and frugality.' (Benjamin Franklin) – 18th century
Being frugal isn't some newfangled 21st century idea. It's a tried-and-tested way to live a happy, rich life.
But … Frugality Doesn't Mean Being Cheap
Cheapness is different from frugality.
Cheapness is when you have enough money but you still:
- Refuse to spend money on things which you really need (like new clothes).
- Buy shoddy, low-quality goods – which end up costing you more in the long run.
- Let friends foot the bill when you go out.
- Act unreasonably, expecting or demanding a discount (negotiating is different).
- Refuse to tip in restaurants.
Being frugal means having more money for what you really want. So tell me, what's so bad about that?
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