"Over" Confidence

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epic fail photos - Jumping Cat FAIL gif

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Happy Dr. Seuss Day! Celebrate With Cats in Hats!

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Funny Pictures - Cats in Hats Gifs

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What Happened To His Other Arm?

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wtf photos videos - What Happened To His Other Arm?

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మంత్రిగారి వసూళ్ళు

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ఒట్టు, అమ్మతోడు... నేనలా పాపపు సొమ్ము తినే నీచుణ్ని
కాదు. అదంతా మంత్రిగారి వసూళ్లు... నిజం...!

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Quotes of the Day: George Bernard Shaw

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"'There are no secrets better kept than the secrets that everybody guesses.'"

Motivational Quotes of the Day: Hubert H. Humphrey

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"'You cannot go around and keep score. If you keep score on the good things and the bad things, you'll find out that you're a very miserable person. God gave man the ability to forget, which is one of the greatest attributes you have. Because if you remember everything that's happened to you, you generally remember that which is the most unfortunate.'"

FaceBook Shiva...

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Life Under the Bridge

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wtf photos videos - Life under the bridge
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Dogbrella

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wtf photos videos - Dogbrella

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మగాడు

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"నువ్వు మన పొరిగింటాయనతో అంత కేర్ ఫ్రీగా మాట్లాడటం నాకు నచ్చడం లేదు" కోపంగా అన్నడు సుధాకర్ భార్యతో.

"ఏం? మీరు మాత్రం ఆయనతో ఆయన భార్యతో అంత ఫ్రీగా మాట్లాడటం లేదూ?" అన్నది భార్య.

"నాకేం? నేను మగాణ్ణి"

"మరి ఆయన మాత్రం మగాడు కాదూ?" అన్నది భార్య."

ఇద్దరూ దొంగలే

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"ఇద్దరు స్నెహితులు పందెం పెట్టుకొని టెన్నిస్ ఆడుతున్నారు. ఆట చివరికొచ్చాక బంతి కనిపించకుండా పోయింది. కాసేపు వెతికాక- "బాల్ లేదు కాబట్టి ఆట క్యాన్సిల్" ఓడిపోయేట్టున్న రాము.

"ఇదిగో దొరికింది" తన జేబులో బంతిని పడేసి అరిచాడు సోము.
"బోడి యాభై రూపాయల కోసం నన్ను మోసం చేస్తావా?"

"నిజంరా నాకు దొరికింది"
"ఎలా దొరుకుతుంది? నేను దానిమీద నిల్చుంటే?""

అరుపు

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"నాన్నా కాకి అరిస్తే చుట్టాలొస్తారా?" అడిగింది కూతురు
"అవును బేబీ" సమాధానిమిచ్చాడు తండ్రి.
"మరి వాళ్ళు పోవాలంటే?" అడిగింది కూతురు
"మీ అమ్మ అరవాలి " అన్నాడు తండ్రి."

What Frugality REALLY Means: It's Not About Being Cheap

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Frugality. It's not exactly an alluring word, is it? Most of us worry that being frugal means living a bleak, depressing life, missing out on 'normal' society.

The truth is, frugality simply means applying a bit of thought to how you spend your money. It's not about being cheap or miserly; it's about taking control.

Why You Should Give Frugality a Second Chance
Don't you just hate it when you end up wasting good money because of a dumb mistake?

Maybe you left your phone on the bus and had to buy a new one. Or you forgot to deposit that check into the bank for so long that it wasn't valid any more. Or you had to pay a fine because you forgot to take your library books back.

And don't you just love it when a bit of cleverness saves you a ton of cash?

Maybe you found a fantastic dress on ebay – for half the price as in the shops. Or you compared the price of that new television in a couple of different stores, and saved $100. Or you found out how to fix something, instead of buying a new one.

Well, hey – you've got the hang of the frugal mindset already.

Being frugal means:
  • Caring about your money, and trying not to waste it – whether that's in noticeable ways (like losing your wallet) or less obvious ones (like paying your bills by check when you'd get a discount for using direct debit)

  • Stocking up on your favorite foods when they're on sale.

  • Borrowing books from your local library or using Amazon's second-hand sellers, instead of buying every single book new.

  • Cutting out things which are pricey but which you don't really enjoy.
It's about valuing your money and getting the most from it – ensuring that you get to spend on the things which you really want.

Do You Want to Be Rich?
I'm pretty sure you wouldn't say 'no' to having more money in the bank, without working a single extra hour. That's what frugality can bring you – even if you're on a pretty low salary.

Conversely, even if you earn hundreds of thousands, you could still end up with huge financial problems if you've got no idea about how to control your spending.

Don't believe me? Maybe you'll believe these two guys:

'Wealth can only be accumulated by the earnings of industry and the savings of frugality.' (John Tyler, 10th President of the United States) – 19th century



'The way to wealth depends on just two words, industry and frugality.' (Benjamin Franklin) – 18th century

Being frugal isn't some newfangled 21st century idea. It's a tried-and-tested way to live a happy, rich life.

But … Frugality Doesn't Mean Being Cheap

Cheapness is different from frugality.

Cheapness is when you have enough money but you still:
  • Refuse to spend money on things which you really need (like new clothes).

  • Buy shoddy, low-quality goods – which end up costing you more in the long run.

  • Let friends foot the bill when you go out.

  • Act unreasonably, expecting or demanding a discount (negotiating is different).

  • Refuse to tip in restaurants.
That might mean cutting out the daily latte which you barely even taste, so that you can have an extravagant meal out once a month. It might mean buying one great quality pair of shoes instead of three so-so pairs.

Being frugal means having more money for what you really want. So tell me, what's so bad about that?
 
నచ్చితే నలుగురికి చెప్పండి...నచ్చక పొతే వదిలి పడేయండి ....!

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